Tecurity was born when our founders, Arj Shah, Nisarg Bhavsar, and Mohit Thakkar, closely observed a recurring pattern across wholesale markets and lending ecosystems businesses were losing money not due to lack of demand, but due to poor credit visibility. Retailers were defaulting, loans were turning into NPAs, and decisions were being made on trust instead of data. This ground-level reality sparked the idea to build an AI-driven solution that could bring clarity, predictability, and control into credit decision-making.

By combining artificial intelligence, machine learning, and real-world behavioural data, we built intelligent models that analyse retail activity, market dynamics, and financial signals to predict credit risk before it becomes a loss. Our innovation lies in transforming fragmented, informal data into actionable intelligence — powering both our Retail Score platform for trade credit and NPA AI for lenders. This allows businesses to make faster, smarter, and safer credit decisions at scale.

Today, Tecurity is building the intelligence layer for India’s credit economy empowering wholesalers, brands, and financial institutions to reduce defaults, protect working capital, and strengthen portfolios. As we grow, our focus remains clear: deepen our AI capabilities, expand across markets, and ensure that no business suffers due to preventable credit loss. Our journey has just begun, and the impact we are building is long-term.